Property insurance, German family insurance


Optimal insurance protection For all cases in life

On this page, we have summarized all the property insurance policies of Deutsche Familienversicherung for you.

Our property insurance Overview

Combi insurance 5 plus

5 insurance in one package.

  • accident insurance
  • Personal Liability
  • Household
  • glass insurance
  • Motorist

Personal Liability

High security. Low costs.

  • € 20 million insured sum
  • Single or family protection
  • Exemption from contributions in the event of loss of income
  • Drones (up to 5 kg)
  • Expandable to dog liability

Household

Water damage, storm or fire.

  • Refund to new value
  • Assumption of follow-up costs
  • Individually customizable at any time
  • Basic or premium protection
  • Without risk, as daily cancellable

Motorist

Claim your right

  • € 2 million insured sum
  • Free lawyer option
  • Acquisition of legal fees
  • Also as pedestrian, cyclist, in bus or train
  • No waiting

insurance What exactly is that?

What exactly is a property insurance?

Typical property insurance is z. B. the household insurance or personal liability insurance.

Property insurances, in contrast to personal insurance, usually protect the assets of the policyholder according to individual needs. Above all, the difference is that it is not the policyholder himself who is protected in terms of his health, his life or his workforce. Rather, there is always a factual reference, d. H. Property insurance is based on the interest in the asset. This includes the destruction, damage or loss of insured property.

Is the liability insurance also a property insurance?

Liability insurance is normally assigned to the insurance branch of non-life insurance. They are intended to protect the insured against possible damage. However, these damages do not directly affect his own person. This is always the damage caused by the policyholder inadvertently and for which he can then be held liable. The damage then has another one.
Since this is not superficially the protection of their own legal interests, but often rather to the property protection of another, the liability insurance or personal liability insurance are thus here associated with the field of property insurance.

This applies in particular to the horse liability insurance and the dog liability insurance, among other things, because the Civil Code (BGB) gem. § 90 a applies to animals in accordance with applicable regulations, as far as no special laws apply.

The legal expenses insurance protects the cost risk and the interests of the policyholder in the legal dispute. We also assign these to property insurance.

What does “dependent on need” mean??

The decision for a particular insurance should always be based on personal living conditions. It only makes sense if it fits the type of contract according to the individual needs of the policyholder.

Homeowners are z. B. for all personal injury and property damage that occur on their property, liable. Therefore in this case a liability insurance is absolutely necessary.

Personal Liability Insurance

Personal liability insurance is one of the most important insurance policies ever, because it primarily replaces the damage that the insured person inflicts on a third party. The damage goes from a damaged vase to a bicycle pedestrian. A liability damage of this kind happened quickly. And the claims for damages can quickly exceed the million mark.

Everyone should therefore take out a private liability insurance.

All-round protection for every situation – KombiVersicherung 5 plus

If you are looking for an all-round protection for every situation in life, this is helped with a practical insurance package.

CombiVersicherung 5 plus contains five of the most important insurance packages in one package: accident insurance, personal liability insurance, household contents insurance, glass insurance and traffic rights protection.

This covers not only the most important areas of life that you should insure – with the powerful package you also save up to 60% of the otherwise normally due insurance costs.

Typical property insurance is z. B. the household insurance or personal liability insurance.

Property insurances, in contrast to personal insurance, usually protect the assets of the policyholder according to individual needs. Above all, the difference is that it is not the policyholder himself who is protected in terms of his health, his life or his workforce. Rather, there is always a factual reference, d. H. Property insurance is based on the interest in the asset. This includes the destruction, damage or loss of insured property.

Liability insurance is normally assigned to the insurance branch of non-life insurance. They are intended to protect the insured against possible damage. However, these damages do not directly affect his own person. This is always the damage caused by the policyholder inadvertently and for which he can then be held liable. The damage then has another one.
Since this is not superficially the protection of their own legal interests, but often rather to the property protection of another, the liability insurance or personal liability insurance are thus here associated with the field of property insurance.

This applies in particular to the horse liability insurance and the dog liability insurance, among other things, because the Civil Code (BGB) gem. § 90 a applies to animals in accordance with applicable regulations, as far as no special laws apply.

The legal expenses insurance protects the cost risk and the interests of the policyholder in the legal dispute. We also assign these to property insurance.

The decision for a particular insurance should always be based on personal living conditions. It only makes sense if it fits the type of contract according to the individual needs of the policyholder.

Homeowners are z. B. for all personal injury and property damage that occur on their property, liable. Therefore in this case a liability insurance is absolutely necessary.

Personal liability insurance is one of the most important insurance policies ever, because it primarily replaces the damage that the insured person inflicts on a third party. The damage goes from a damaged vase to a bicycle pedestrian. A liability damage of this kind happened quickly. And the claims for damages can quickly exceed the million mark.

Everyone should therefore take out a private liability insurance.

If you are looking for an all-round protection for every situation in life, this is helped with a practical insurance package.

CombiVersicherung 5 plus contains five of the most important insurance packages in one package: accident insurance, personal liability insurance, household contents insurance, glass insurance and traffic rights protection.

This covers not only the most important areas of life that you should insure – with the powerful package you also save up to 60% of the otherwise normally due insurance costs.

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Christina Cherry
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