You are thinking about changing your car insurance, but you do not know how to proceed? Basically, the process is quite simple. We explain to you how to comply with your cancellation period and what special cancellation rights you have so that nothing stands in the way of a change of insurance policy.
Termination of contract.
Car insurance can basically be terminated at different times. Mostly, however, it is common that the contract year can only be terminated at the end of a calendar year.
Since the notice period is usually one month, the written notice of cancellation should ideally be received by no later than the 30. November be received by your current car insurance company by e-mail, post or fax.
To be sure which date was set as the expiration date when you took out your policy, we recommend that you check your car insurance policy.
Other important points to consider when changing your car insurance policy.
In addition to the timely termination of your current car insurance policy, you should make sure that your termination letter includes the following points:
- ✓ your full name
- ✓ your address
- ✓ name and address of your current car insurance
- ✓ your insurance number
- ✓ your insured vehicle / license plate
- ✓ reason for termination
- ✓ desired end of contract
Our tip: do not send your cancellation until you have already signed your new contract. This way, you can be sure that your vehicle is insured without any transitional costs. The driving without car insurance is a punishable offense in germany and may be punished by imprisonment or fine.
special right of cancellation in case of contract changes
In some situations you have a special right of termination. In such a case, the contractual relationship can also be terminated at different points in time.
Contract changes.
You can cancel your current car insurance in the event of an increase in premiums without a simultaneous increase in benefits, within one month of being informed by the insurance company.
But a change in the rate structure, a change in the terms and conditions or a change in the no-claims bonus system can also be the reason for a special termination.
Claim.
A settled claim can also lead to special termination. However, it should be noted that the contractual relationship can only be terminated by both parties can be. This type of special cancellation must also be made within one month after the damage occurred.
Vehicle change.
By cancelling your "old" one the contractual relationship with her previous car insurance company ends when she drives a new vehicle. If you now want to register a new vehicle in your name you can also opt for a different insurance company.
Change to WELLINSURED.,
the car insurance at your car dealership.
With us you can expect WELLERINSURED. The same friendly and customer-oriented service that you have been accustomed to from us for years in connection with your car!
Convince yourself of our attractive insurance conditions and special tariff options for your TOYOTA.
You have questions about changing insurance or want to know more about WELLERVERSICHERT. Experienced?
Insurance cover risk carrier: aioi nissay dowa insurance company of europe SE, branch office germany carl-zeiss-ring 25, 85737 ismaning.