The best loan for your company – from 0.425 % p.A.
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Fincompare compares on your request 250+ financiers and
finds the best corporate loan offers for you
6 – 180 months
term
Determine the term flexibly within the framework of the respective useful life of your objects
From 0.425 % p.A.
Interest
Our large network of financiers offers you the best conditions
quotation
within 48h
You will receive an indicative financing offer in the shortest possible time
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financing advice in just 3 steps
make an inquiry
You make a free& non-binding inquiry via our online portal. The whole process takes only 2 minutes.
Compare offers
We present you up to 5 customized offers. You choose the best for you.
Conclude financing
you complete your financing in the shortest time possible. We take care of the rest.
For the purchase of real estate, but also for many other investment projects, a corporate loan is the best financing solution. Putting your financing on a secure long-term footing.
Finding the right terms for a business loan can be time-consuming for entrepreneurs and tie up valuable resources. Fincompare has therefore made it its business to provide you with a transparent and simple overview of all credit offers on the market. This saves you valuable time for your company, which you can use productively.
Apply for a loan via our online portal in just a few minutes, compare the best financing partners on the market, and find the right offer to secure top conditions for yourself. Our financing experts are available at any time for a non-binding consultation.
When is a corporate loan suitable??
Corporate credits, also known as loans, are available for almost all liquidity measures or for. Suitable for investment projects in all sectors.
To qualify for a credit line, companies have to meet certain conditions in terms of company age, creditworthiness, etc. To be fulfilled. Meeting these requirements has a corresponding impact on the terms of the corporate loan. In particular, medium- and long-term corporate loans are the best financing solution at the current low interest rate level, because with a loan you make yourself independent of short-term interest rate fluctuations.
Furthermore, you can improve your financial position and significantly reduce the risk of default by redeeming (rescheduling) older business loans that you are currently paying off at disadvantageous conditions.
Other customers were also interested in:
investment credit
overdraft facility
Mezzanine financing
instant credit
Kfw quick loan
Company leasing
Your advantages of a corporate loan
No external say
In this form of external financing, the lenders are not shareholders in the company and have no operational or strategic say in the company’s affairs.
Rescheduling of your old loans
You can reschedule current company loans with disadvantageous conditions by means of a loan redemption. This reduces interest costs and allows you to pay other debts more cheaply.
Higher investments through leverage effect
Through borrowing, you can make higher investments. The leverage effect increases the return on equity due to the lower interest on debt compared to equity.
Our team of advisors is there for you personally
Feel free to contact us and ask your questions in person or by e-mail.
Our customer service is monday to friday from 9 a.m. to 6 p.m available to you:
030 311 96 000 or [email protected]
Fabian russmeyer
"my specialization is in all types of loans. as a financing expert at fincompare, i offer you a provider-independent and fast financing consultation. For this we have a network of more than 250 financiers."
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The respective lender charges different interest rates depending on the current market situation, the type of loan and the creditworthiness of the borrower.
The interest rate can be fixed or variable. In addition, the exact repayment terms or any discounts and fees have an influence on the total cost of the corporate loan. These are shown in the effective annual interest rate. As a key figure, it facilitates the comparison of loans.
For larger loans or. Loans are sometimes subject to a disagio (discount). a certain percentage is retained by the credit institution and therefore it does not pay out the full amount of the loan. The discount serves as an advance interest payment, which reduces the subsequent interest burden. However, it also increases the size of the loan required, which must be taken into account when the initial loan is taken out. Corresponding discounts must both be shown separately and included in the effective annual interest rate.
How does a corporate loan work??
traditional corporate lending is the form of financing most frequently chosen by small and medium-sized companies.
A credit line is lent to a company by the credit institution in exchange for an additional repayment of an interest amount. A fixed term and the composition of the loan installments are agreed in the loan offer.
The loan can be repaid in regular installments with equal repayment amounts or in the form of steadily decreasing interest payments. In the case of so-called bullet loans, the entire amount is repaid at the end of the term. The amount of interest charged is influenced by the borrower’s creditworthiness.
SME loans are popular among german SMEs. According to annual surveys by the federally owned Kreditanstalt fur Wiederaufbau (kfw), more than half of all companies regularly negotiate with banks for loans.
The chance of obtaining an SME corporate loan is better than ever in the current market environment. However, the size of the company is often a factor when granting loans. Companies with sales of up to 1 million. Euro companies are three times more likely to report difficulties in accessing credit than companies with at least 50 million in assets. Euro annual turnover.
However, small companies can often make use of loan programs offered by public development banks when looking for a corporate loan. An example of this are the programs of the kfw.
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A very significant trend in the business with corporate loans is the digitalization of the lending process. This leads to an enormous acceleration of application and review processes. Digitized loans can often be disbursed much faster than SME loans with a conventional application process.
Digitalization makes it easier for smaller companies in particular to access and compare different offers. The new procedures therefore tend to lead to more favorable terms – good news for all SMEs.
Faqs – frequently asked questions
We arrange financing from a financing volume of 10.000 €. The maximum amount of a financing depends on your specific company situation and the respective conditions of our financiers.
Fincompare brokers a wide range of instruments for business financing independent of the industry sector. Corporations, partnerships, self-employed persons and freelancers with operational activities can apply for financing.
As a rule, a trading history of at least two years is required. 2 years necessary. In exceptional cases (e.g.B. In the case of strong growth), financing is also possible for younger companies with selected partners.
The financing can be used flexibly – for example, to make an investment, to sell receivables and thereby generate liquidity, to buy goods or to refinance existing liabilities at a lower price .
The documents required depend on the respective credit institutions and vary depending on the financing requirements. Your personal financing advisor will be happy to help you with any questions you may have.
We always require at least:
- Annual financial statements for the last two fiscal years
- Current BWA (business management evaluation) incl. Susa (totals and balances list)
- Account statements of the last six months
The criteria for granting financing are based on the specific conditions of each financier and vary depending on the financing solution. General data (e.g. creditworthiness) is relevant for assessing the creditworthiness of your company.B. company form, trading history, number of employees, industry) as well as key financial figures from the balance sheet analysis (z.B. sales, total assets, EBIT, amount of equity, debt ratio). In addition, fincompare collects company data from third party providers (z.B. Creditreform).
- your data is stored on german servers according to current german security standards and is 100% secure.
- Our platform has been TuV-certified since the beginning of 2018.
- As part of the approach to our financiers, the relevant data is forwarded to our partners for verification.
Fincompare treats the personal data of customers and visitors confidentially and in accordance with the statutory data protection regulations. The handling of personal data by fincompare resp. third parties commissioned by fincompare are governed by the data protection regulations and the data protection declaration of consent. The current data protection declaration of fincompare applies.
Fincompare takes appropriate technical and organizational measures to ensure that the data posted on the platform and the communication conducted via the platform are protected against access by unauthorized third parties. Irrespective of this and without prejudice to further-reaching statutory provisions, users are obliged to store the data they make available outside the platform in a suitable form or to keep it in paper form.
You can also find more information on the topic of fincompare’s data protection declaration here.
Of course you have the possibility to have a conversation with one of our customer advisors. The fincompare customer advisors are available Monday to Friday from 9 a.m. to 6 p.m. at the following telephone number: 030 – 311 96 000 .
If you would like to increase the financing volume, we will be happy to check an extension for you. this can be done with the existing financier, but also with an alternative financier. In the meantime, however, there should not have been any significant changes in the business activities and structure of your company.