Cyber insurance

The Cyber insurance or Internet insurance belongs to the company insurance and becomes more and more important in today’s virtual time. Every day one reads from Hacker attacks, stolen passwords, disappeared data and paralyzed online sites. Many companies underestimate the risks associated with using the Internet.

Cyber insurance, prevention and data recovery

Especially freelancer and self-employed can be in their Existence ruined if they are by one Cyber attack lose their professional data. This should be avoided in any case and the following tips should be observed:

• Prevent

Anyone who proactively reckons with the risk of data loss from cyber attack can do so on a regular basis backups his data external backup disks accordingly prevent. Many programs automatically create a backup every day, so in the case of a case, a hacker attack destroys only up-to-the-minute data.

• Save what is to save

If the case has happened and their data is lost, it does not have to be the end of all data. Professional data recovery can help in many cases and recover the lost data believed to be lost forever. It does not matter if a hard disk or a USB stick were infected. Of course, if you are affected you must be careful serious data rescuer to find! When you transfer your hard disk or other data carrier, you also have the sensitive data of your company one unknown company to hand over.

This is important when choosing the data rescuer:

• Prefer service providers with location and headquarters in Germany.

• Check this online Renown of the provider

• Let’s explain exactly if the provider too active at the location or the data carrier is only sent abroad for rescue

Your data has been kidnapped?

several Malicious software It’s not about destroying data, it uses one Encryption Trojans that blocks access to their data. He does this until they sort of ransom paid to the hacker. Again, a professional data recovery can help.

There is for data recovery no fixed prices, because depending on the type and Severity of the damage, are more or less working hours necessary. This can only be done with one non-binding diagnosis of the data carrier and clarified in the form of a non-binding offer. Such a diagnosis also tells you if there is anything left to do or if you finally have to write off the data.

A cyber insurance carries the costs

With a cyber policy you are always on the safe side, because she bears the cost of replacing:

damaged hardware
damaged disks
Expenses of data recovery
Recovery of software programs

A Cyber insurance covers the following concrete ones Cyber risks:

data loss
Privacy violation
Extortion through data encryption
damage to reputation
Spying on data and business secrets
Loss of income due to business interruption

The damages that arise from these risks can both amount of claims as well as Third-damage his. The cyber insurance is divided accordingly into the Party insurance and a Other damage insurance. The providers of cyber insurance can be found in our Cyber insurance comparison.

Cyber insurance selection

The following benefits should be considered when choosing your cyber insurance provider:

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