Dental supplementary insurance duration: are there any differences?

Dental supplementary insurance term: there are differences?

Supplementary dental insurance is usually a long-term agreement that will continue for years. If an existing insurance contract should nevertheless be terminated, the minimum contract term and notice period must be observed. However, the duration varies considerably depending on the tariff and can be between one month and two years.

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What is the term of an additional dental insurance?

After conclusion, many insurers provide for a minimum contract term in which the contract cannot be terminated. However, this term varies between the individual tariffs and can range from just one month (e.g. Ergo Direkt ZAB + ZBB + ZBE) to one year (e.g. Advigon Dental Health Special) up to two years (e.g. Allianz DentalBest). The duration of a tariff is therefore very unpredictable and should be checked before closing. In most cases, dental supplementary insurance policies with low benefit limits provide a long term in the beginning, while tariffs with strong restrictions require a rather short term.

Christina Cherry

Supplementary dental insurance for children: benefits and costs

Supplementary dental insurance for children: sensible protection?

Supplementary dental insurance: Optimal coverage for children

Most associate dental insurance with reimbursement for dental prostheses – for children, this will generally not be the motivation of the parents to take out dental insurance. The trigger is rather the fear that the health insurance company will not pay for orthodontic treatment and that the parents will have to bear the cost of braces, often of a few thousand euros. Here, as in many other cases, it makes sense to take out additional dental insurance. But the children’s tariffs also provide extensive dental treatment and prophylaxis and relieve the parents’ budget.

Christina Cherry

Supplementary dental insurance for braces, test 01

Dental dental insurance for braces: Top 10 tariffs comparison & test

Braces are used to correct misaligned teeth or jaws, thus preventing pain and restricting chewing or speaking. About every second child in Germany needs orthodontic treatment and braces are not uncommon even in adulthood. In childhood, the health insurance company pays a large part of the costs for medically necessary treatments, as long as they are within the standard care. From the age of 18, however, she no longer pays. For this reason, some dental insurance companies also include orthodontics as a service component. This component is particularly important for dental insurance for children.

Christina Cherry

Supplementary dental insurance for tooth cleaning: Top 10 tariffs in comparison & test

Although the conditions for dentures and dental treatments are of particular interest when choosing a dental supplementary insurance, the services for dental care measures, such as professional tooth cleaning, should not be forgotten. Many tariffs now reimburse a share of the costs of professional tooth cleaning and also cover other dental care measures. They are therefore a useful addition to the protection provided by the statutory health insurance company, which, although it bears the costs of the annual check-ups at the dentist, but does not pay for professional teeth cleaning.

Christina Cherry

Supplementary dental insurance for dental fillings, test 2020

Supplementary dental insurance for dental fillings: Top tariffs in comparison & test

Dental defects caused by caries are filled with a tooth by the dentist. A variety of different materials are available for tooth fillings. With a few exceptions, the statutory health insurance only covers the costs of dental filling as part of regular care. Since this mostly consists of an outdated amalgam filling, patients have to expect additional payments for high-quality filling materials. On the other hand, dental insurance companies that provide dental treatment in their range of services also reimburse the costs for modern filling materials and inlays.

Christina Cherry

Dental supplementary insurance for children, best provider 2020

Dental supplementary insurance for children: Top tariffs I test & comparison

A private dental supplement insurance for children is a useful addition to the services of the statutory health insurance.

It is important when choosing the tariff that the tariff focuses on the benefits in such a way that reimbursement of treatment costs that often occur in childhood. Orthodontic treatments in particular occur frequently up to the age of 18 and are often associated with high costs. Here, in particular, we focused on the selection of tariffs below.

A private dental supplementary insurance supplements the services of the statutory health insurance, protects against high additional payments and in many cases also covers the costs of higher-quality treatment options.

Christina Cherry

Supplementary dental insurance for children, 100% for orthodontics

Child Dental Insurance: Find the best dental insurance

Supplementary dental insurance for children offers two main advantages: It offers financial protection because the costs of treatment in orthodontics can quickly be between 2,500 and 6,000 euros. The second aspect is our children’s dental health and beauty. Dental supplementary insurance for children is an investment in the future, because your child will have something of healthy and beautiful teeth for a lifetime! You will find different tariffs with us, so that you will find the best supplementary insurance for your child that optimally covers your requirements.

Christina Cherry

Supplementary dental insurance for orthodontics, test 2020

Supplementary dental insurance for orthodontics: which is the best. Top tariffs I test & comparison

In order to find the best dental insurance for orthodontics, the tariff detail pages of the individual dental insurance must be analyzed. There, among other things, the orthodontic product feature is presented in detail and the covered benefits of the respective additional dentist insurance are analyzed and discussed on the basis of the tariff conditions on which they are based. By setting your date of birth and then clicking the "Compare" button, you will get to the overview page of our comparison.

Christina Cherry

Supplementary dental insurance for children

Siemens BKK

Test winner and “Most Popular Statutory Health Insurance Fund”

Thats what our customers say

  1. Supplementary dental insurance for children
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  3. Orthodontic services
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Supplementary dental insurance for children

With additional dental insurance for children, parents no longer have to pay for certain treatments at the dentist or orthodontist. Such insurance makes sense because almost every second child has a misaligned tooth.

For this reason, orthodontic treatments are among the most needed health services for children and adolescents. If the malposition is particularly serious, the statutory health insurance companies pay for such an intervention. The orthodontist determines the severity using the orthodontic indication group.

Christina Cherry

A dental insurance for the whole family

If you are looking for family insurance for treatments at the dentist, you will quickly find that there are no special offers for it. The reason for this is: for private health insurance, each insured person poses their own risk and the contribution is always calculated per person. In contrast to the statutory health insurance, there is unfortunately no free co-insurance for children or partners with dental supplementary insurance.

This is even an advantage for you, because the differences in the necessary treatments in adults and children are very large. Personal dental insurance ensures that everyone only pays for the services they use. For example, in children, orthodontic treatments can leave large holes in the mothers and fathers’ household budgets. In contrast, in adults, this type of care is very rarely necessary. For the parents, tooth-preserving measures are primarily necessary, such as services for professional tooth cleaning, dental treatment and high-quality dentures. Since there are only a few dental insurance policies that offer excellent benefits for both children and adults, we recommend that you split the search.

Christina Cherry