Insurance providers, rehadat aids

Insurance providers, rehadat aids


For technical equipment of the workplace and the working environment, there are financial subsidies. The cost scope depends on the individual case.

The benefits are intended to support people with a disability or imminent disability in working life. The aid aims to maintain employment or apprenticeship places, to ensure earning capacity in the long term, and to prevent a worsening of the state of health through preventive measures. As a result, the financial assistance can be applied for even before the onset of disability (for example in the context of occupational integration management)..

Extensive information on support in working life is also available on the REHADAT-talent portalplus.

Benefits to employees and trainees

If a disability has already occurred or is threatened by a prolonged illness, employees and young people in training are entitled to technical assistance in order to secure their participation in working life. Apart from the motor vehicle and housing aids, which also use technical aids in a broader sense, aids and technical aids are personal, mobile products (for example, braille displays, arthrodesis chairs)..

Tools for practicing the profession

An example: Orthopedic footwear for a worker with a disability is a work-related benefit, whereas orthopedic footwear, which is generally intended to compensate for walking difficulties in everyday life and work, is considered a medical service.

Technical work aids

The funding is a subsidy up to the full amount of the costs and includes the initial and replacement procurement, maintenance, repair and training in use.

Automobile aids

If employees with severe disabilities have to reach their workplace or training place by motor vehicle, there is income-related motor vehicle assistance (eg steering wheel adjustments, body modifications) for additional equipment of a motor vehicle caused by disability. The promotion is possible up to the full amount of the installation and repair costs (see § 49 SGB IX, § 20 SchwbAV in conjunction with the motor vehicle power regulation).

apartment aids

On the website Barrier-free Living you can find out more.

Benefits to employers

Companies can receive financial aid in the form of subsidies and loans up to the full cost if they provide new or existing work and apprenticeships with work aids in a disability-friendly manner or make the workplace accessible – for example, through suitable access points, escape routes or sanitary facilities. Also eligible are jobs for fixed-term and part-time employees (§ 156 SGB IX, § 26 SchwbAV).

The head depends on the individual case and can depend on the following criteria:

  • Impairment of people with disabilities
  • current labor market situation (in case of imminent job loss)
  • investment costs
  • rationalization
  • Amount of disability-related additional expenses
  • Performance of the company

On the Accessibility page, there is more general information.

Investment aid for new jobs and training places

If a company sets up a new, previously non-existent job for a worker or trainee with severe disability, grants and loans are available for the general investment costs (see § 15 SchwbAV). Jobs are created, for example, by new hires or company implementations if the old job is dropped and there is a threat of dismissal.

Regular investment costs are the non-disability costs that would also be incurred when recruiting employees without disabilities (eg common work equipment such as furniture, computers, software) or generally improving working conditions (eg software updates)..

The funding amount depends on the individual case. However, companies should participate in a reasonable amount in the total costs.

Disability-oriented establishment of work and training places

Beneficiaries grant grants and loans for disability-friendly design of the workplace and workplaces, including plant, machinery and equipment.

The funding can be made up to the full amount of the costs. It includes initial and replacement procurement, maintenance and repair as well as training on how to use the subsidized work aids.

Which insurance provider pays?

For a first orientation, the service providers can be defined as follows:

  1. The rehabilitation funds Encourage people with disabilities or impending disabilities to gain employment or gain work capacity if the disability has recurred or their health has deteriorated drastically.
  2. The Integration Office / Inclusion Office As an authority, always subordinate to the rehabilitation providers and only in case of recognized disability or equality.
    Which service provider is responsible, ultimately depends on the social laws, the cause of disability (eg work accident) or the indiv > external link opens in new window: Special support programs of the federal and state governments
    Nationwide overview and promotion app at REHADAT-talentplus

Carrier of the statutory pension insurance

Federal agency for work

For workers with less than 15 years of employment subject to social insurance contributions and trainees, the Federal Employment Agency is responsible. As part of vocational rehabilitation, the Federal Employment Agency is also responsible for employable persons in need of disability who receive basic social security benefits under SGB II from the Job Centers (formerly ARGEn) or approved municipal providers, unless another rehabilitation institution is responsible (see SGB III)..

Job centers and municipalities

Carrier of the statutory accident insurance

For the professional reintegration after work and commuting accidents or occupational diseases, the carriers of the statutory accident insurance are responsible. These include the professional associations organized by industry, the agricultural professional associations and the accident insurance companies.

Integration Office (Inclusion Office)

The services of the Integration Office are transferred to local welfare offices, depending on the country regulations.

Carrier according to the social compensation law

Carrier of social assistance

People who receive social assistance and are significantly limited physically, mentally or emotionally are entitled to social assistance rehabilitation benefits, unless another institution is responsible. The eligible group of persons includes students. Responsible for the aid are the local (counties, county-level cities) and supra-local support (different depending on state law) of social assistance: landscape associations, state welfare associations and provincial social welfare offices (see § 54 SGB XII in conjunction with § 49 SGB IX).

Carrier of the public youth welfare

Children, adolescents and young adults under the age of 27 who are mentally handicapped or who are threatened with disability are entitled to integration assistance. Responsible for the services are essentially the public youth welfare agencies (youth welfare offices) or the municipalities (district-free cities, administrative districts), if no other institution is responsible (see § 86 SGB VIII, § 35 a SGB VIII).

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Christina Cherry
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