All car insurers now routinely check the creditworthiness of their customers. For this, they also obtain a schufa report.
You can still get car insurance for your car without any problems at CHECK24.
How do I pay?
At CHECK24 there are attractive rate offers with prepayment.
These alternatives are available, for example, if your desired tariff cannot be concluded.
You then pay for the insurance cover for your car for one year in advance.
you have three options to pay in advance:
Instant bank transfer and paypal
The fastest way is by immediate bank transfer and paypal.
Advantages of the instant transfer:
- payment online
- Without registration via checking account
- Immediate insurance confirmation (evb number)
- Payment online
- Without additional devices
- confirmation of insurance within one hour in the form of your personal evb number
your car is still insured on the day of the conclusion of the contract.
EvB number
You also need evb, for example, to register or change the registration of a car.
Cash payment
You can also conveniently pay the premium in cash.
If you select this payment method when concluding the contract via CHECK24, a payment slip with a payment code will be created for you.
With this you go to the nearest branch of one of our partner companies such as rewe, DM and real and pay the amount for the car insurance at the cash desk.
Advantages of cash payment:
- Paying with cash or EC card
- Offline and secure
- Evb-number will be sent online within one hour after payment
Bank transfer
Of course, you can also make a classic bank transfer.
Advantage of the referral:
- Online and offline payment possible
If you transfer the money directly to the car insurer, it will take about a week for the transaction to be processed and for you to receive your insurance confirmation.
It is better to transfer the money to CHECK24
our service for our customers: after we receive the payment, we send you the evb number and thus the insurance confirmation in an e-mail or as a text message to your cell phone on the same working day.
How does the conclusion work at CHECK24?
You have compared car insurance rates at CHECK24 and decided on an offer.
Then you make the insurance application. To do this, you enter your data and agree to a check of your creditworthiness. The query only takes a few seconds.
If no car insurance cover is possible in your desired tariff, for example due to the creditworthiness criteria of the insurer, we will immediately make you other suitable offers, such as tariffs with prepayment.
You can then take out these in any case.
Other policyholders
If you have the option of insuring the car through another person – such as your partner or parents – enter them as the policyholder and yourself as an additional driver. Often the application for the desired tariff is successful!
Can I get free advice?
you can also get personal and individual advice from our motor insurance experts – use this free service.
The advisors are there for you – by e-mail, chat and telephone.
Answers to your questions
Can the car insurance refuse me??
A motor vehicle liability insurance company must actually accept every customer. However, the terms and conditions are set by the company. This concerns, for example, the amount of the premium and the method of payment. Also, factual and local restrictions can lead to a refusal. This may be the case, for example, if the insurer is not active in your region or if your vehicle is too special (e.g. vintage cars or racing cars). An insurer may refuse you motor liability insurance if you have already had a vehicle insured there before.
However, you can refuse a partial or fully comprehensive insurance as a customer. This is because these car insurances are not required by law.
Who can insure my car?
In principle, anyone can insure your car for you. If you have a bad credit rating and a credit record, it can help if your partner has the car insurance paid by you. Attention: in this case you should be registered as the driver, otherwise you are not allowed to drive the car.
Can you insure a car on someone else?
Yes, most car insurers allow it if the owner and the policyholder are different.