Regardless of whether you choose liability insurance, partially comprehensive or fully comprehensive insurance, with EUROPA you can rely on top benefits, fair claims settlement and reliable service.
- New tariff with improved benefits
- Top rating from stiftung warentest (12/2021)
- Numerous individual discount options
Our car insurances
Car insurance made easy: affordable rates, personal contacts and an award from stiftung warentest.
More in it for your motorcycle: benefit from top benefits, save with seasonal license plates and fast claims settlement.
Workshop costs become calculable: can be taken out at any time, renewable annually – more security when buying a car.
The most important questions and answers about car insurance
What insurance must I have?
Motor vehicle liability insurance is required by law. It covers all property damage and personal injury caused by the use of your vehicle. In addition, you can cover damage to your own car or motorcycle with partial coverage or even more comprehensively with fully comprehensive coverage.
How can I switch to EUROPA with my existing car insurance policy??
You have the following options for canceling your current car or motorcycle insurance:
Regular cancellation at the end of the contract
at the latest one month before the contract expires (usually 01.01. In the following year) you can cancel your insurance with due notice. Otherwise, the contract will be automatically renewed for another year.
Immediate cancellation in the event of a change in contract
if your insurer increases premiums, he must inform you at least one month before the increase comes into effect. Then you have four weeks to cancel your policy. This also applies if the classifications in the type classes (only car insurance) or regional classes are changed in your contract.
Purchase of another vehicle
with your new car or motorcycle you can switch to EUROPA immediately. We will of course cover your claim-free period.
Will my previous no-claims class be taken over??
Of course, with EUROPA your no-claims class remains unchanged. We simply request the claim-free period from the previous insurer – it is decisive for our premium calculation. So you can benefit from our low-cost rates immediately after the changeover.
Please note that we – like many other insurers – do not accept special classifications!
How do I apply for an insurance confirmation (evb number)??
If you want to apply for an evb number quickly, there are several options:
Option 1: you do not yet have all data complete
Let our qualified employees advise you personally about your insurance coverage. We will be happy to provide you with an offer or several proposals for motor vehicle insurance – individually tailored to your requirements. You will then receive the requested documents directly by e-mail.
Our advice service is available Monday to Friday from 07:00 to 20:00 and Saturday from 09:00 to 14:00 on the telephone number 0221 5737-200.
Option 2: you have all data complete
You can request the electronic insurance confirmation via our rate calculator. For this you need the complete data of the new vehicle, as well as the desired data for the insurance coverage. It is important that you enter your e-mail address and check the box "I need an evb number" so that the evb number can be sent to you by e-mail.
Possibility 3: you do not have any data yet, but would like an evb number in advance
The evb number can also be requested via a request form. Please enter your e-mail address here, so that the evb number can be sent to you directly by e-mail.
What do I need for the transfer of a vehicle??
So-called short-term license plates, which are valid for 5 days, are often used for transfers or test drives. If you then insure your vehicle with EUROPA, we will be happy to provide you with the relevant insurance certificate.
The insurance contract will be backdated by the period of validity of the short-term license plate after the vehicle has been finally registered. The short-term license plate is only issued on a vehicle-specific basis, i.e. after the vehicle documents have been submitted.
If you do not insure your vehicle with EUROPA, we will charge you 90 euros for the use of the temporary license plate.
Further information and requirements for applying for a short-term license plate can be obtained directly from the registration office.