With a net loan amount of 10.000,00€ and a term of 60 months, two-thirds of all customers receive an effective annual interest rate of 2.69% (59 monthly installmentsà 178,20€, 1 final installmentà 176,18€, bound target interest rate: 2.66 p.A., interest amount 689,98€, total: 10.689,98€). creditworthiness provided, an offer of the Sud-west-kreditbank finanzierung gmbh, am ockenheimer graben 52, 55411 bingen am rhein.
You will profit from it:
your advantages with SWK bank car loan
Secure and verified application process
Flexible
Car loan with or without final installment and without mileage limit
Cheap and direct
Attractive conditions and personal contact
This is how easy car loans are today
In four short steps, we can help you quickly find the best solution
and easy to get the car you want!
Sign contract online
money directly to the account
Sign the contract online
Money directly to your account
Your car loan from SWK bank cheaper than you think
The purchase of a new or used car is financed today in most cases by credit. For this you have of course different possibilities. One of the smartest alternatives is the car loan with final installment from SWK bank.
Car loan is not equal to car loan
in addition to cash purchase, you can pay for your new or used dream car with the help of a loan. If you want to or have to pay off your car or motorhome with a loan, you can choose between the banks of the respective car manufacturers and other banks for the loan. They even often offer special car loans with very good conditions for car financing.
Dealer banks often lure with very small monthly installments or so-called zero percent financing. However, you should bear in mind that the financing offered by many car banks includes high final installments that you will have to pay off in cash or at a high price at the end of the term if you actually want to own the car in the end. So-called three-way financing (down payment, financing and final installment) often turns into an expensive affair for car buyers. In addition, such offers of the dealer banks are sometimes only valid for the purchase of certain models or equipment. And: who uses financing at the dealer, can rarely negotiate similar high discounts as with cash payment.
The situation is completely different with car financing via a traditional bank. With the car loan in your pocket, you act as a cash payer to the dealer and can negotiate double-digit discounts on the purchase price as well as one or two extras on top. Direct banks offer particularly attractive car loans, especially for financing new and used cars. Here you save twice.