Debeka accident insurance in the test and our experiences

the essentials in brief
Accident insurance is insurance that is underestimated by many. If an accident occurs that occurs in your free time, the statutory accident insurance does not pay! Statutory accident insurance is only paid if the accident occurred during working hours or on the way to work or directly from work to home. Those who do not work, are self-employed or have an accident in their free time do not receive any benefits. For this reason, private accident insurance is particularly important. If, for example, renovations have to be carried out on the house after the accident or if the insured person dies due to the accident, the corresponding costs can be covered by the benefits from the contract.