A dental insurance for the whole family
If you are looking for family insurance for treatments at the dentist, you will quickly find that there are no special offers for it. The reason for this is: for private health insurance, each insured person poses their own risk and the contribution is always calculated per person. In contrast to the statutory health insurance, there is unfortunately no free co-insurance for children or partners with dental supplementary insurance.
This is even an advantage for you, because the differences in the necessary treatments in adults and children are very large. Personal dental insurance ensures that everyone only pays for the services they use. For example, in children, orthodontic treatments can leave large holes in the mothers and fathers’ household budgets. In contrast, in adults, this type of care is very rarely necessary. For the parents, tooth-preserving measures are primarily necessary, such as services for professional tooth cleaning, dental treatment and high-quality dentures. Since there are only a few dental insurance policies that offer excellent benefits for both children and adults, we recommend that you split the search.