Private accident pension makes sense, is important or is necessary?

According to the insurance industry, more than every second contract for private accident insurance is concluded with an additional accident pension.

To evaluate whether insurance is one private accident pension for one personally sensible, important or necessary , you have to keep several aspects in mind and take into account your own existing (private as well as statutory) insurance cover.

First of all, the Purpose of a private accident pension to understand and when and in what amount. The insurer pays in the defined insurance case, depending on the insurance conditions, but usually a permanent disability of at least 50% (with worldwide validity in the private as well as professional area!) monthly rent in the amount agreed in the insurance contract, either until they reach a certain age (e.g. until retirement) or for life. The money can be used to cover emerging running costs, such as one Housekeeping, child or nursing help! In addition, a financial loss can be compensated for, which has occurred due to the necessary reduction in working hours or a change of job due to the accident. There is one for that private accident pension makes sense.