I’m at the dentist regularly. On Monday he said that I would need a tooth pocket cleaning (gum treatment) because my tooth pockets > Are 2mm. They are 3 and 4 mm in size. He diagnosed a prospective periodontitis (at the very beginning) Now he has additionally made a germ test, which was sent to the laboratory, he said with one "aggressive" I might even need germs if I had germs. Know 2 people who have already got a tooth pocket cleaning and they say "never again" it was painful despite the anesthetic gel. Great. Of course I am now completely afraid and do not feel like doing this. I also told my dentist and he said – it doesn’t hurt with his treatment – that used to be – now I should "keep the ball flat" and don’t panic. Question: Does anyone know anything here? Is this tooth pocket cleaning really as necessary as the dentist says ?? and has anyone ever had a pain-free tooth pocket cleaning? or does it hurt already?
There is an average child account, youth account or pocket money account for young people from the age of 7. Credit cards (prepaid) for minors 7 years and older are offered by Deutsche Bank, Wüstenrot, Comdirect or DKB.
No
details
Age in years
Giro interest
Girocard annually
Credit card annually
account access
free cash
bonus
1.
Targobank GiroStarter
7-18
0.00%
from 14 years from € 12
–
3,000 cash pool machines
0 €
to offer
2.
SSKM Growing account
0 – 25
1.00%
from 11 years 0 €
–
at 25,000 Sparkassen ATMs
0 €
to offer
3.
Commerzbank StartKonto
7-30
0.00%
from 7 years
–
9,000 machines
0 €
to offer
4.
Comdirect JuniorGiro
7-18
0.00%
from 7 years
from 7 years € 0.00
9,000 cash group machines & outside € zone with prepaid credit card
0 €
to offer
5.
Postbank Giro start
12-21
0.00%
from 12 years
from 14 years € 5.00
9,000 cash group machines
0 €
to offer
6.
DKB-Cash u18
7-17
0.00%
from 7 years
Prepaid
from 7 years
worldwide with Visa to Visa machines
0 €
to offer
7.
HVB StartKonto
7-25
0.00%
from 7 years: service card
from 14 years
from 12 years
€ 10.00
27,000 ATMs worldwide, including at UniCredit banks
0 €
to offer
8th.
Deutsche Bank Young Account
7-30
0.01%
from 7 years
from 7 years
from € 0.00
at over 38,000 ATMs worldwide, Shell
0 €
to offer
9.
Norisbank current account
7-75
0.00%
from 7 years: Service Card
from 12 years
€ 12
9,000 cash group machines
0 €
to offer
10.
SpardaYoung + Munich
1-17
0.50%
from 10 years
–
5,000 cash pool machines, Postbank, REWE, Aldi Süd, Penny, Netto
0 €
to offer
11.
GLS bank starter
14-17
0.00%
from 14 years
from 14 years € 30.00
19,000 machines from VR banks
0 €
to offer
12.
BBBank cub
1 – 27
1.00%
from 7 years
from 12 years € 9.90
3,000 CashPool machines + VR banks
0 €
to offer
1 to 12 of 12 child accounts
Child and Adolescent Accounts – Summary
In principle, most banks and savings banks offer youth accounts as current accounts or savings accounts. There are Girocards or credit cards on a credit basis from the age of seven. The difference to a classic current account is that the legal guardians have special powers. There are no basic fees or costs for account management. Account cards are usually issued free of charge for a youth account.