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Supplementary health insurance comparison 2020

The best private supplementary insurance in the test.

The health insurance company pays the costs of medical care, however you have to pay for certain additional services yourself, if you have not taken out additional health insurance.

Find the perfect tariff using our search mask Tooth additive, daily sickness allowance, single room in the hospital or alternative practitioner covers. There are many providers who have previously performed well in financial tests.

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  • The most important supplementary insurances are daily sickness benefit insurance for employed persons, dental insurance for children and people over the age of 35, and later supplementary care insurance.
  • Supplementary hospital insurance is not necessary, but it does meet the wish for a better status as a patient.
  • You can confidently forego daily hospital insurance and an outpatient policy. You can read more about the different types of supplementary health insurance here in our guide 2019/2020.

Anyone earning less than € 57,600 as an employee is not allowed to take out full private insurance. With a private supplementary insurance, however, members of the health insurance can Status of a private patient is getting significantly closer.

Christina Cherry

Supplementary health insurance for Austria – comparison of the cheapest offers

Inform directly online – private health insurance

Austria is a country of the blessed. Yet. In an international comparison, the Alpine Republic in Field of health insurance of a very high quality. Austrians are compulsorily insured in this regard, the corresponding health insurance companies cover a large part of the costs.

Austria (2018) can still be granted a first class seal of approval, so to speak, but the trend with regard to medical care and health insurance coverage is falling. It’s a good thing that there are alternatives and additional products – especially the supplementary health insurance.

Christina Cherry

Supplementary health insurance for children

Thats what our customers say

Supplementary health insurance for children

If the little son or daughter is sick, parents benefit from one private supplementary health insurance for children. With it you can take advantage of additional services for your child with regard to medical care – for example at the dentist or hospitalization. After all, the health of your own child is paramount for parents.

The statutory health insurers guarantee basic medical care, but only partially or not at all cover the costs of many treatments. Because of this, completing a Supplementary health insurance for children make sense. The status of a private patient can be achieved through additional outpatient insurance. However, it is advisable to compare the offers of the eligible insurers in advance and to get an overview. Alternatively, private health insurance (PKV) can be taken out for the child directly.

Christina Cherry
Supplementary health insurance for your child, check24

Supplementary health insurance for your child

Supplementary health insurance for your child is recommended if you want to expand the scope of benefits provided by the statutory health insurance companies. This ensures that your child receives the best possible care in an emergency.

You can choose the areas in which you would like additional care for your child and compile the insurance cover individually as required. There are five main types of supplementary health insurance:

  • for dental treatment (supplementary dental insurance)
  • for hospital stays (supplementary hospital insurance)
  • for alternative medical treatments (alternative practitioner insurance)
  • for visual aids (supplementary glasses insurance)
  • for costs in the case of care (private supplementary care insurance)

Supplementary dental insurance for children

Supplementary dental insurance for children should primarily cover the costs of orthodontic treatments. Because many children and adolescents have a malalignment of their teeth that has to be costly corrected. However, statutory health insurance only pays for serious malpositions – and then usually only the cheapest solution. If you would like your child to have a slight malposition of the teeth removed or a modern treatment method to be used, you would have to pay for this yourself. If you have additional dental insurance, this covers up to 100 percent of the additional costs for the orthodontist.

Christina Cherry

Does dental supplementary insurance make sense for children?

How useful is a dental insurance for children?

Many parents wonder whether you should also take out dental insurance for your children – for example, to protect yourself against high orthodontic costs. We show the advantages and disadvantages and explain whether and when it is worth taking out dental insurance for children.

A supplementary dental insurance for children is worthwhile?

Supplementary dental insurance for children makes sense especially when it comes to paying for braces. All other areas of supplementary insurance, such as tooth preservation or dentures, are rarely used in children and therefore involve a comparatively low financial risk.

Christina Cherry

The best dentist supplementary insurance »test 2020

Additional dentist insurance: which is the best. Top tariffs in comparison & test

We are often asked which additional dentist insurance is the best. In our dentist supplementary insurance comparison, we compared the best tariffs and evaluated them with regard to their product features. The comparison system designed by us as well as the test results from Stiftung Warentest / Finanztest and Ökotest help you to find the best additional dentist insurance for you in the test. Compare the tested tariffs in peace by setting your date of birth and then clicking the "Compare" button and compare the services with your personal requirements. So you will find the best private dentist supplementary insurance for yourself.

Christina Cherry