Overview of Postbank children’s and youth accounts
Postbank is an established and often well to very well rated bank. Current accounts are offered, as well as investment opportunities, installment loans, mortgage lending and pension options. Postbank thus covers a large portfolio in the area of finance.
Postbank also offers a checking account for children and young people, which we have taken a closer look at and evaluated.
Our child account tests primarily focus on how attractive the accounts are for children and young people. Free account management is just as important as easy online opening and easy-to-understand online banking.
The Postbank children’s account & Youth account – Postbank Giro Start directly
Current account for children and adolescents up to 22 years of age no account management fees no fees for cash withdrawals excellent online banking and telephone banking incl. VISA card for adults and creditworthiness
As a bank for private customers, Postbank has been recognized several times by various institutes and magazines. According to Chip, Postbank is, for example, the best online bank in Germany in 2015. Postbank is also known for its good online banking.
With the Postbank Giro Start Direkt account, Postbank offers children, adolescents and young adults up to the age of 22 an account with free account management and other attractive framework conditions, such as free cash withdrawals and a VISA card with the age of majority and creditworthiness.
We rate the factors very positively that the Giro Start Direkt account does not have to be converted into a current account at the age of 18. So it is also a good alternative for trainees and students.
Rating Postbank Giro Start direct account
You can find a detailed assessment of Postbank’s Giro Start direct account in this report.
We really like the general conditions and additional benefits of this account, although an increase in the maximum age would be desirable for young adults.
Advantages and disadvantages of the Postbank Giro Start direct account
Current account for schoolchildren, trainees and students up to 22 years of age no account management fees no costs for cash withdrawals free ec card and possibly credit card for adults with excellent online banking with shell tank discount
no longer usable from the age of 23 or change necessary
How do I open a Postbank Giro Start direct account??
The Giro Start child and youth account directly at Postbank can be opened directly online. To do this, click on the "To provider" button below, for example, and you will be taken directly to the Postbank website. You will then find the "Giro Start direct" account under "Accounts and cards". Select this and click on "Complete online" on the right side of the page.
You will now be asked to enter some personal data – this includes your age and the type of employment of the future account holder. Here you can choose whether you or your child is a student or is still in training.
After you have given further information about yourself and the desired account, the order can be placed for the account. If you are not yet a Postbank customer, you must take part in the PostIdent procedure in order to identify yourself with your ID card.
Postbank’s online banking has already received several awards, but the general conditions and additional services also make this account attractive for children and young people.
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