Vacation Trailer Insurance

Trailers come in many shapes and sizes, so trailer insurance does too. Whether you tow it regularly or keep it someplace fixed, we’ll get you coverage that fits your rolling home away from home.

We’ve got you covered

Find vacation trailer insurance that’s right for you

From a 13-foot vintage fibreglass to a 40-foot fifth-wheel, we’ll help you build an insurance package that’s best for you and your trailer. Start with the basics and then add on extra coverage, like roadside assistance, to suit your needs—happy trails!

Here’s what’s included in our trailer insurance:

Trailers built for personal use

A value of up to $200,000

Trailers of any age

Detached structures

Seasonal use

Lock replacement (up to $500)

Contents coverage

Additional optional coverage

RV Roadside Assistance

Popped tire? Locked out? Need a tow? No matter the emergency, give us a call and we’ll rush over to help.

Personal Liability

If someone accidentally gets injured on your property, we’ll help you cover the cost of damages. You can choose between $1 million or $2 million in coverage.

Additional Detached Structures Cover

We’ll give you a higher limit option for structures or buildings separated from your trailer.

Guaranteed Replacement Cost

We’ll repair or replace your trailer even if the loss or damage exceeds your policy limits.

How to save

We’ll help you save on trailer insurance with these special discounts:

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Combine and save

Insure either your car or home with us to get a discount.

Hitch your trailer to savings

You could get a discount if your trailer is permanently located within a supervised park.

Age is just a number, but it’s a number that can help you save. If you’re over 50, you could get a discount.

Group members can save even more

You could save on trailer insurance by being part of an eligible group. This may include members of academic institutions and other associations.

Save more when you’re claims-free

You could get a discount if you’ve been claims-free for 3+ years.

More than just insurance

We know that our coverage is just the beginning. We’ll help answer your questions and give you the tips and tricks you need to protect your home.

Planning a road trip?

Here’s what you should know before you set out on the open road with your vacation trailer.

1. Book ahead
If you’re planning on checking out any sights that require paying for admission, book them in advance to ensure you don’t miss out.

2. Pack light
Space can sometimes be limited in your trailer. So packing only the essentials will make for a comfortable trip.

3. Check your trailer
Before your trip, get your trailer checked to make sure it’s in top-top shape for all the long rides to come.

4. Get a national park pass
Canada is a beautiful country with lots of natural beauty to offer. With a national park pass, you can get unlimited access to some of Canada’s best sights.

Canadian must-sees for your next road trip.

Canada is filled with tons of amazing locales. Here are our top picks:

1. Lake Louise
Known for its turquoise water, Lake Louise is an amazingly beautiful lake found in the Rockies of Alberta.

2. Niagara Falls
With its world-famous waterfall and an abundance of other attractions, Niagara Falls is an Ontario must-see for any Canadian traveller.

3. Bay of Fundy
Located at Canada’s East coast, the Bay of Fundy is known as a natural wonder for its high tides that create beautiful rock formations.

4. Gros Morne National Park
Beaches, forests, cliffs and ponds. Found in the heart of Newfoundland, this unique national park truly has it all.

5. Whistler
Home of one of the largest ski resorts in North America, Vancouver’s Whistler is a winter wonderland of adventure.

Have questions? We’re here to answer them

Third-party liability automatically extends from the towing vehicle – while the trailer is being towed.

Once the trailer is no longer being towed, a personal liability extension is required to cover any damage the trailer may inadvertently cause to others or their property.

Please connect with us to learn more

The higher the deductible, the lower the premium. When comparing policies, make sure you know what the cost of the deductible is. While a lower premium is tempting, make sure the deductible won’t be too high for you to pay if you have to make a claim.

There are some general responsibilities involved in having insurance coverage:

• being completely honest in your application (if you aren’t, it can void your insurance coverage)
• knowing your obligations under your policy (it’s best to discuss this with your Service Specialist before you ever need to make a claim, so you avoid any surprises)
• paying the premiums (if you don’t, your coverage can be cancelled, with notice)
• notifying your insurer of any changes to your property (renovations, etc.)
• preventing or reducing the chance of further damage, keeping in mind that safety comes first

We want you to know that we’re still here to support you!

Read more about our COVID-19 relief efforts and get answers to your most common questions through our COVID-19 page.

On The BlogHouse

Articles and resources to help you save money and live better

Our experts share what you should do when going away for a week, month or year.

We explore the best road-trips in Canada to take without the kids.

The wheels don’t stop turning in winter; make sure you’re prepared to hit the road with our handy tips.

Visit Johnson Assurance – Quebec for plans available in QC.

Johnson Insurance is a tradename of Johnson Inc. (“JI”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and Johnson Inc. in Manitoba. Home and car policies underwritten, and claims handled, by Royal & Sun Alliance Insurance Company of Canada (“RSA”) in Quebec and underwritten exclusively, and claims handled, by Unifund Assurance Company (“UAC”) in the rest of Canada. Described coverage and benefits applicable only to policies underwritten by UAC. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. JI, RSA and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.