5 Very affordable timeshare language environments for retirees

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5 Very affordable timeshare speaking environments for retirees

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Healthy aging means being able to detach from everything.

According to a 2013 report titled "Journey to Healthy Aging: Planning for Travel in Retirement," there is a discrepancy between the number of Americans who look forward to travel in retirement and the number who have saved enough to make it a reality. The report found that 69% of Americans believe travel is an important goal worth saving for, but only 18% have considered travel in their financial strategies for retirement.

Among those surveyed by the Global Coalition on Ageing and Transamerica Centers for Retirement Studies, the no. 1 for travel sufficient financial resources, followed by logistics, such as finding the right time and place to go. One option that can help with both aspects is a timeshare.

Finding the right timeshare will save you money on vacation costs – the timeshare industry likes to point out that over a 20-year period, a family can save more than 25.000 US dollars can be saved on vacation accommodations. Plus, timeshares can make vacation planning easier. Think a timeshare is right for you during retirement, but want to keep costs down? Here are five budget-friendly locations to get started.

Corpus Christi, Texas

Corpus Christi is a coastal city on the Gulf of Mexico, about halfway between Houston and the Mexican border. The "Sparkling City by the Sea" has secured a spot on the Forbes 25 Best Places to Retire 2012 list. Even if you're just planning a visit, Corpus has plenty to offer: Boating, beaches, bird watching, fishing, golf, attractions (including the popular Texas State Aquarium and the USS Lexington Museum), and an active downtown scene. Timeshare options include La Casa del Sol (resales start at about $6, 000) and multi-resorts in Puente Vista (from about $2, 500).

Hilton Head Island, SC

Hilton Head Island is a resort town in South Carolina, about 20 miles from Savannah, Georgia. The area is known for its Southern charm, beautiful beaches and more than 20 world-class golf courses, and pleasant weather year-round – except for some hot, humid summers. There are a number of timeshare options, including Island Link Resort (resales starting at about $1, 000); Marriott's Monarch at Sea Pines (from about $4, 500); and Disney Hilton Head Island Resort (from about $10, 000).

Orlando, Fla.

Orlando has long been a popular retirement destination to keep even the most active retirees busy because of its warm weather, nearby beaches and numerous attractions. It is the theme park, attraction and amusement city of the world. In addition to the usual sites-Disney, SeaWorld, Universal Studios, and Discovery Cove, to name a few-the city has a growing food scene, an impressive number of per capita recreation and senior centers, and world-class golf courses.Timeshare options include the Westgate Blue Tree Resort (resales starting at about $7, 500); Sheraton Vistana Resort – timeshare timeshare; and Sheraton Vistana Resort-Fountain II Villas timeshare (from about $9, 000); and Hilton Grand Vacations Club at SeaWorld (from about $12, 000).

Rockport, Maine

The town of Rockport is one of the hidden treasures of the Mediterranean coast in Maine. Rockport has been named one of America's most beautiful cities by Forbes magazine and is an artist community known for its laid-back atmosphere and scenic surroundings. Visitors enjoy kayaking, sailing and boating – from excursions aboard schooners to sunset cruises. The area is home to many parks that are ideal for hiking, fishing or just relaxing with a picnic. The most well-known timeshare property is Samoset Resort (resales start at about $3, 500). Other timeshares can be found along the Maine coast, including Sea Mist Resort of Maine in Wells, about two hours south of Rockport (resales of about $2, 000).

Southern California

The Southern California region stretches from Santa Barbara in the north to San Diego in the south. The area has what is considered the most pleasant weather in the continental U.S. with plenty of sunshine, a dramatic coastline and many popular attractions, including Disneyland, the San Diego Zoo and several major movie studios. If you are an outdoor enthusiast, you will find plenty to do: You can surf, kayak, fish, hike, bike and golf, among other activities. Timeshare options include Carlsbad Seapointe Resort (resales starting at about $5, 000); Grand Pacific Palisades in Carlsbad (from about $4, 000); and Dolphin's Cove Resort in Anaheim (from about $5, 000).

The Bottom Line

Travel during retirement has been shown to improve overall health and well-being, including positive effects on mood and outlook, stress, physical well-being, friendships, mental stimulation and health. For more information, see Retirement Travel: Good and Good for You .

And it's interesting to note that timeshare owners are more likely to take vacations. One-third of timeshare owners have vacationed at least four times in the past three years, compared to only 18% of those who did not own timeshares, according to a recent survey for the American Resort Development Association (ARDA). "Timeshare owners not only take more vacations, they also experience a happier and more relaxing vacation," said Howard Nusbaum, president and CEO of ARDA.

Timeshares can be an affordable option, especially if you stick to the resale market, where you can save 50% or more off a "new" purchase (see Timeshares: New vs. Resale ). No matter where you buy, it's important to pay attention to fees: You pay one-time fees, such as. B. Closing costs, but you also have to pay an annual maintenance fee – whether you use the property or not. Year. While some resorts have reasonable maintenance fees, others are so high you might be better off renting out.Do your homework before signing anything, and be careful not to buy on impulse – something the timeshare industry would love to do. (See Property Walkthrough: Timeshares and Fractional Ownership for details .)

Also remember that timeshares should be considered a vacation expense – not an investment. In most cases, you can't sell your timeshare for more than you paid for it. "Timeshares should never be thought of as a financial investment," says Nusbaum. Instead, consider your purchase an investment in future vacations.

With budget in mind, here we focused on timeshare spots in the U.S. to keep your travel costs down. Many affordable timeshares can be found outside the U.S. So if your budget, time and preferences allow for a trip abroad, it's definitely worth looking into international options. For more information on affordable timeshares, see Find an Affordable Timeshare for a Retiree's Budget .