The Best Airline Credit Cards for Bad Credit in 2022: Find the Right Option for You
The Best Airline Credit Cards for Bad Credit in 2022: Find the Right Option for You
>can be hard to find, and even harder to qualify for. But don’t give up hope! There are some great options available if you know where to look.
We have compiled a list of the best airline credit cards for bad credit, to help you get started on your search.
Let’s take a look at the best airline credit cards for bad credit:
What are airline credit cards and how do they work?
Airline credit cards are credit cards that offer rewards specifically for spending on air travel. These cards typically offer perks such as free checked bags, priority boarding, and even accumulated points that can be redeemed for free flights or upgrades.
Some airline credit cards also come with an annual fee, which can sometimes be offset by the value of the rewards earned. To choose the best airline credit card for your needs, it’s important to consider how often you travel and where you typically fly.
For example, if you’re a frequent flyer who mainly flies with one particular airline, then it makes sense to get a card that’s specific to that airline and offers rewards that can be used with that carrier.
On the other hand, if you don’t fly often but want to earn rewards that can be used with multiple airlines, then a general travel rewards credit card might be a better option. Regardless of which type of card you choose, using an airline credit card can help you save money on your travels.
The best airline credit cards for bad credit
Technically, there are no airline credit cards for bad credit. The vast majority of airline credit cards require excellent credit for approval. Even if we include unsecured and secured rewards credit cards that are not affiliated with any particular airline, the number of options available to people with bad credit is still quite limited.
With that said, here are a few of the best airline credit cards( Secured+ Unsecured) rewards credit cards for bad credit:
#1. Wells Fargo Business Secured Credit Card
The Wells Fargo Business Secured Credit Card is a great choice for those with bad credit. You can earn 1.5% cashback on every purchase, or choose to earn rewards points instead. There is no annual fee, and you can get a credit line of up to $25,000.
This card also comes with zero liability protection and no foreign transaction fees.
The only downside is that the $25,000 limit is across all of your Wells Fargo cards for the business, so if you have multiple cards it could be limiting. Overall, this is a great option for those with bad credit who are looking for a travel credit card.
Here are the highlights of the Wells Fargo Business Secured Credit Card:
- Earns cash back or rewards points
- No annual fee
- credit line of up to $25,000
- Zero liability protection
- No foreign transaction fees
- No Credit Score requires ( Bad credit)
Why this credit card is good for airline travel:
The Wells Fargo Business Secured Credit Card is a great choice for those with bad credit who are looking for an airline credit card. You can earn 1.5% cashback or rewards points on every purchase( Including Travel), and there is no annual fee and is available with bad credit.
$2. Aspire® Credit Card
For individuals with bad credit, the best-unsecured rewards card is the Aspire Credit Card. Cardholders get a credit limit of at least $350 without having to make a deposit.
They also earn 3% cash back on eligible gas, grocery, and utility purchases or payments, as well as 1% cashback on all other purchases.
The Aspire card does come with some drawbacks: high membership fees, no rewards bonus, and no introductory APR on purchases.
However, for individuals with bad credit who are looking for a high rewards rate, the Aspire Credit Card is an excellent option.
- No deposit required
- Qualify with bad credit
- Credit limit of at least $350
- Earns cash back on eligible gas, grocery, and utility purchases or payments
Why this credit card is good for airline travel:
The Aspire Credit Card is a great choice for those with bad credit who are looking for an airline rewards credit card. You can earn up to 1% cashback on airline purchases, and there is no annual fee. There are also no foreign transaction fees, making it a great choice for those who travel frequently.
Read More: Credit cards for students with bad credit
#3. U.S. Bank Cash+ Visa Secured Card
If you’re looking for the best airline credit card for bad credit, the U.S. Bank Secured Visa® Card is a great option.
This card offers up to 5% cashback rewards, making it a great choice for those who want to earn rewards while rebuilding their credit. Additionally, there is no annual fee, and you can get up to a $5,000 credit line depending on your security deposit.
The healthy standard benefits package includes the ability to choose a due date, and there are no setup or application fees.
However, the regular APR is 24.74% Variable APR on purchases and balance transfers, so it’s important to keep that in mind. There are also high foreign transaction fees and high balance transfer and cash advance fees.
Overall, the U.S. Bank Secured Visa® Card is a great option for those looking for the best airline credit card for bad credit.
Here are the highlights of the U.S. Bank Cash+ Visa Secured Card:
- Up to $5000 credit line
- No annual fee
- On two categories you choose, earn unlimited 1.5% cashback on your first $2,000 in combined eligible net purchases ($100 per quarter)
- 2% cashback on your one everyday category, like gas stations, restaurants, or grocery stores.
- 1% cashback on all other eligible purchases.
Why this credit card is good for airline travel:
The U.S. Bank Cash+ Visa Secured Card is a great choice for those with bad credit who are looking for an airline rewards credit card. You can earn up to 1% cash back per year on airline purchases, and there is no annual fee. There are also no foreign transaction fees, making it a great choice for those who travel frequently.
Tips for using your airline credit card wisely
If you’re like most people, you probably have an airline credit card. And if you’re like most people, you probably use it for all of your travel expenses, from airfare to hotels to rental cars. But did you know that there are a few simple things you can do to make sure you’re using your airline credit card wisely? Here are a few tips:
Use airport lounges: Most airline credit cards come with free access to airport lounges. This can be a great way to relax before your flight, and it can also save you money on food and drink.
Check for seat upgrades: Many airline credit cards offer seat upgrades, so be sure to check before you book your flight.
Use rewards points: Most airline credit cards come with rewards points that can be redeemed for free travel. So be sure to use them!
By following these simple tips, you can make sure you’re using your airline credit card wisely and getting the most out of it.
Conclusion
In Conclusion, the best airline credit cards for bad credit are the Aspire Credit Card and the U.S. Bank Cash+ Visa Secured Card. Both of these cards offer great rewards and benefits, with no annual fee.
However, it’s important to keep in mind that both of these cards have high-interest rates, so it’s important to pay off your balance in full each month. Additionally, both of these cards have high foreign transaction fees, so they’re not the best choice for those who travel internationally.
Do you have bad credit and are looking for an airline credit card? Have you had success with either of these cards? Let us know in the comments below!
FAQs about airline credit cards
What are airline credit cards?
Airline credit cards are credit cards that offer rewards specifically for airline travel. These rewards can include free or discounted airfare, free or discounted hotel stays, and other perks. Most airline credit cards also come with other benefits, such as free checked bags and priority boarding.
How can I find the best airline credit card for me?
The best airline credit card for you will depend on your travel needs and spending habits. If you travel often, you may want a card that offers rewards such as free or discounted airfare. If you don’t travel often, you may want a card with no annual fee.
You should also consider the other benefits offered by airline credit cards, such as free checked bags and priority boarding.
To find the best airline credit card for you, compare the offers from different issuers and choose the one that best meets your needs.
You can also use a tool like MyCreditCardClub to compare airline credit cards and find the best one for you.
Can you get an airline credit card if you have bad credit?
There are not many airline credit cards for bad credit, and the selection does not improve much when other types of travel rewards are included. Most credit cards for bad credit do not offer rewards. Mycreditcardclub.com compared the available offers to find the best options for different types of applicants.
For those with bad credit, the best airline credit card is the U.S. Bank Cash+ Visa Secured Card. This card offers up to $5000 in credit, no annual fee, and rewards for airline travel. There are also no foreign transaction fees, making it a great choice for those who travel frequently.