Manage your contracts securely and easily in your personal service area.
You are not yet registered for "my HUK registered? Register now and enjoy all the benefits:
* free of charge from german telephone networks, mo to fr from 08:00- 22:00 h
** free of charge from german telephone networks, around the clock
Your insurance for electric cars: fully under power 10% cheaper
HUK-COBURG’s award-winning motor vehicle insurance offers comprehensive benefits that cover the special needs of owners of electric and hybrid cars. Pure electric cars you also receive a 10% discount on vehicle liability and comprehensive insurance.
your advantages at a glance
- Replacement of the battery in the event of a comprehensive claim – if the battery needs to be replaced during a repair, we will cover the costs – regardless of how old the battery is.
- Surge damage caused by lightning – your car is z. B. Protected against damage due to overvoltage of the power grid caused by lightning during charging.
- Cover letter – if you break down with an empty battery, we will get you going again on the spot or have your vehicle towed away.
- Charging cable also insured – in the event of theft, we will reimburse you for the cost of replacement.
- Excellent product range – focus money awards us the title "fairest product offer for electromobility" (focus money, issue 11/2021).
10% price advantage for pure electric cars
electric cars not only save the environment, but also your wallet. Fully electric cars are often exempt from car tax for years and when you buy a new e-car or hybrid, the government will give you a purchase premium of up to 9.000 €.
In addition, with HUK-COBURG you also save on the motor vehicle liability- and in the fully or. partial casco insurance 10% for pure electric cars.
insure your electric car or hybrid vehicle in the comprehensive classic tariff
You can expect this level of coverage:
- motor vehicle liability insurance
- partial or fully comprehensive insurance
- Hull SELECT
- driver protection
- motor vehicle protection insurance
- Telematics plus
- accident reporting service (UMD)
- Kasko PLUS
- Foreign damage protection
- Discount protection
Details of the scope of insurance you will find in our car insurance.
your cheap electric car insurance in price comparison
example: annual premium for a car – 117,28 €
The premium is calculated for the following features in the rate calculator:
- Policyholder: employed engineer, born on 28.02.1977
- Drivers: policyholders (driver’s license 22.02.1996) and wife (31.03.born 1982, driver’s license 31.03.2000)
- vehicle owner: policyholder
- Registration: in nordhausen, ZIP CODE: 99734
- Vehicle: VW E-golf VII elektro (first registration 01.07.2021; registration to holder 01.07.2021): HSN 0603; TSN CBP
- Annual mileage: 8.000 km; use: exclusively private; financing: cash purchase; parking space: single garage
- homeowners insurance: a single-family house (insured with HUK-COBURG)
- No-claims class: SF 23; fully comprehensive: with a 300 € deductible; partial coverage: with 150 € deductible
- Hull SELECT: included; insurance cover: included; telematics plus: start-up bonus taken into account
- payment method: annual direct debit
This offer is valid from 01.01.2022 – source: NAFI 05.10.2021
The following benefits are recommended by stiftung warentest and included here:
- motor vehicle cover
- Mallorcapolice
- Marten bite with consequential damage
- Extended game damage coverage (collision with animals of all kinds)
- Extended elementary damage clause
- Gross negligence
- Increased coverage amounts of min. 100 mi. € coverage
HUK-COBURG autowelt gmbh: price advantage for wallboxes and accessories
insure your car now and get exclusive discounts for wallboxes and accessories. The discount is also available to existing HUK-COBURG motor vehicle customers who are interested in a wallbox.
* the voucher is provided by HUK-COBURG autowelt gmbh in cooperation with energielosung gmbh.
Liability& comprehensive: the all-round insurance for your electric car
Without motor vehicle liability insurance it doesn’t work – owners of an electric or hybrid car have the same needs as owners of a vehicle with a conventional combustion engine.
Especially with the comprehensive insurance however, the requirements change. Particularly important is coverage of the battery, as this is very expensive. Must be taken out with repair of the battery to be replaced, WE TAKE no age-related deductions before. D.H. We pay regardless of how old the accumulator is. Because the battery, the heart of your car, is insured in the same way as the other components of the vehicle.
- Our partial casco protects them, for example, against animal bite or short circuit damage on their vehicle. Resulting consequential damages are up to 20.000 € covered.
- With electric cars, you usually have higher purchase and repair costs than with cars with internal combustion engines. It is therefore advisable to take out fully comprehensive insurance, especially for the first few years. This is how you protect your e-car comprehensively, even in the event that you damage your car through your own fault. About our fully comprehensive insurance you will also receive special all-round protection for damage to your battery also up to 20.000 €.
- For electric vehicles, we also recommend hull PLUSthe own damage insurance protects your belongings. For example, if your car’s battery ignites and the fire spreads to other things that belong to you, such as your car garage or charging station. Garage or charging station do not belong to them? then the motor vehicle liability insurance pays in your place.
For further details on our comprehensive insurance and important supplements to your insurance cover, please refer to our car insurance section.
motor insurance cover – the ideal supplement for your insurance cover
If your electric car stops due to a lack of energy, a breakdown or an accident, the HUK-COBURG motor insurance policy will help you. The protection certificate is particularly useful because the charging infrastructure has still not been developed nationwide, and some charging stations are regularly out of service.
However, don’t just take care to insure your electric car comprehensively, but also think of yourself: with driver protection, there is then also insurance cover for the driver if he is injured in an accident caused by himself. You can find all the details on our driver protection page.