Liability insurance also pays within the family?

You visit your daughter and sit comfortably on the couch. Krsch! That was the expensive designer glasses. Now it should be Liability insurance stand up for the damage! This is how you would think. But is that so? We explain whether and when liability insurance also pays damage within the family.

Liability claims can happen faster than you think. This means the damage that they cause to others or to the property of others. The insurer divides liability claims into personal injury, property damage and financial loss. Most of the damage amounts are in the smaller three-digit range. However, if people are injured, surgery and treatment costs can quickly lead to higher sums that cannot be settled with a single payment.