Who drives a car in germany according to the law, a take out motor vehicle liability insurance. Such insurance is mandatory and of course sensible, it serves nevertheless the financial security from damage caused by the vehicle owner (policyholder) other vehicles or road users. Moreover there are with the car insurance the so called comprehensive insurance. The conclusion of this insurance is voluntary and settles the claims on your own vehicle. A distinction is made between the partially comprehensive- and fully comprehensive insurance. Thereby the partial casco covers damages caused by fire, wild or storms are caused. The fully comprehensive insurance also insures against damage, which is vandalism and self-inflicted accidents on own cars arise. In addition the passenger accident insurance and the protection letter contractually in the car insurance included are.
In order to find a good and favorable car insurance to find, makes it sense a compare car insurances. The procedure takes place online on the PC and is within a very short time settled. It is not wrong, regularly according to looking for a new insurer to hold.
Save money on car insurance
Numerous car drivers pay a lot to high premiums in your car insurance. Thereby it is relatively easily, several hundred euro per year in premium payments to save. Annually the insurance companies reveal new tariffs with changed prices. For this reason, it is worthwhile to make a comparison between the various providers and to check the costs regularly and benefits the car insurance to be taken exactly under the magnifying glass.
The premium amount of the car insurance is primarily based on the no-claims class, the vehicle type as well as the registration district. However possible to save more than 50 % of the payable insurance premium through tariff features. Different circumstances can be the result is that the car insurance becomes significantly cheaper.
circumstances such as the annual mileage, parking the vehicle in the lockable garage and the workshop commitment help to ensure that the the whole matter becomes cheaper. In these cases, discounts are usually granted and the policyholder can thus benefit from a cheaper car insurance benefit.
procedure insurances comparison
To make such a comparison online carry out, it is only necessary to one of the numerous comparison portals on the internet to click. These portals offer their services free of charge and without obligation to all interested at, who have want to change car insurance. Never it was so easy after to look for a new insurer for his vehicle.
Once clicked on such a portal and the search for a start suitable insurance. With the help of an insurance calculator presents possible insurances in just a few seconds. This requires the calculator only a few data such as the name and age of the vehicle owner, type of vehicle, registration district and no-claims class.
The results are listed in tabular form, the interested party can be choose the best insurance for him from among the possible ones.
change made simple
Once you’ve found the best car insurance, it’s just a matter of form to switch. Cancellation with of the previous insurance, the new insurer will normally take over. The future policyholder only has to fill out the application form and send it to the new insurance send. Once this is done, cancel the new insurance usually old car insurance of the new customer.
The contract sends the new insurance to the prospective policyholder, who only has to sign and click the papers the return the form by mail. policy and other important documents will eventually be sent to the new policyholder.
Pay attention to a good price-performance ratio
The future car insurance should not only be able to show favorable premiums, but above all offer a good price-performance ratio. Before one opt for a new When deciding on a new car insurance policy, it makes sense to take a close look at its benefits to take the magnifying glass. These services can be of various types be, so include to the example numerous partial coverage insurances protection in case of marten bite. Thereby the repairs of worn hoses and cables replaces. These repairs are in the rule relatively inexpensive, but it can be expensive if consequential damage occurs. Here it is worth checking whether these are also insured?
It is also worthwhile, if a accident per year free is. this means that despite the damage you will not get into a higher no-claims bonus class.
Advantageous also if the insurance company provides an accident service around the watch, day by day also on holidays offers. A free and non-binding consultation should be a matter of course.
It is never regularly drives one compare car insurance.
This is the best way as a car owner to save money noticeably.
consumer associations recommend that such a comparison be carried out at least once a year.