Home

accident

Accident insurance comparison 2020

The best private accident insurance in the test.

In the event of disability caused by an accident, accident insurance will step in. Your pension payments then help to bring the financial imbalance caused by disability back into balance. The insurance also contributes to health costs and even costs that may have arisen during the salvage.

From our tariff comparison, choose a suitable offer from many insurers who have always received good grades in tests.

Did you like this comparison??

Share accident insurance comparison:

Accident insurance:
Rarely used, but very important when the worst comes to the worst

divide

Leave a Comment

  • The core of accident insurance is financial support for permanent disability caused by an accident. Participation in rescue and health costs, even in the case of injuries that are not so dramatic, are part of the additional benefits.
  • Among other things, testers praised the providers InterRisk, HanseMerkur, VHV and Janitos multiple times. The ratings also showed that the best private accident insurance is offered at moderate costs.
  • An accident is the cause of only 10% of all cases of disability. Accident insurance is therefore not a substitute for occupational disability insurance.

According to the Federal Statistical Office, there were 9.77 million accident injuries in Germany in 2014. round 70% from that injure themselves in their free time or in the house. Even in the case of fatal accidents, the domestic ones are among the sad ones.

Christina Cherry

Accident insurance for children: compare now!

Thats what our customers say

Accident insurance for children: this is what you need to know

Up until adolescence, many children are characterized by careless and reckless behavior. Parents know that playing can be a bit more turbulent. Falls and minor injuries are therefore not uncommon. As a rule, children quickly recover from their injuries.

But what if a serious accident occurs, possibly even with the child becoming disabled afterwards? If this is not covered by the statutory accident insurance, parents can face considerable financial difficulties due to the accident costs. Accident insurance for children provides financial security in the event of an emergency. Verivox’s insurance comparison enables consumers to find a cheap and powerful tariff.

Christina Cherry

Private accident pension makes sense

Private accident pension makes sense, is important or is necessary?

According to the insurance industry, more than every second contract for private accident insurance is concluded with an additional accident pension.

To evaluate whether insurance is one private accident pension for one personally sensible, important or necessary , you have to keep several aspects in mind and take into account your own existing (private as well as statutory) insurance cover.

First of all, the Purpose of a private accident pension to understand and when and in what amount. The insurer pays in the defined insurance case, depending on the insurance conditions, but usually a permanent disability of at least 50% (with worldwide validity in the private as well as professional area!) monthly rent in the amount agreed in the insurance contract, either until they reach a certain age (e.g. until retirement) or for life. The money can be used to cover emerging running costs, such as one Housekeeping, child or nursing help! In addition, a financial loss can be compensated for, which has occurred due to the necessary reduction in working hours or a change of job due to the accident. There is one for that private accident pension makes sense.

Christina Cherry

HUK accident insurance in the test: Well insured in your free time

The essentials in brief:

  • Statutory accident insurance only pays for accidents on the way to work, during work and on the way home from work
  • private accident insurance provides financial help for accidents in the spare time, the HUK Coburg even for poisoning / allergic reactions and the consequences of a stroke or heart attack
  • HUK Coburg accident insurance grants benefits from 1% disability, for example in the form of a disability pension or the assumption of costs for cosmetic operations, handicapped-friendly renovations of the house or domestic help
  • Accident Plus module doubles the cost coverage of the individual services and offers an immediate payment in the amount of € 1,500 for broken bones

Unfortunately, it is a misconception that statutory accident insurance covers the costs of an accident. Only if the accident occurred during work, on the way to work or on the way home, is the insurance coverage provided by the statutory accident insurance. This means that there is no insurance cover in the free time and even the self-employed, the elderly or the housewife who does not have any professional activity has no claim to benefits after an accident.

Anyone who needs financial assistance after an accident should take out private accident insurance for themselves and the family

Christina Cherry

Debeka accident insurance in the test and our experiences

the essentials in brief
Accident insurance is insurance that is underestimated by many. If an accident occurs that occurs in your free time, the statutory accident insurance does not pay! Statutory accident insurance is only paid if the accident occurred during working hours or on the way to work or directly from work to home. Those who do not work, are self-employed or have an accident in their free time do not receive any benefits. For this reason, private accident insurance is particularly important. If, for example, renovations have to be carried out on the house after the accident or if the insured person dies due to the accident, the corresponding costs can be covered by the benefits from the contract.

Christina Cherry